DrutoCash

Product Overview

At DrutoCash, we believe financial freedom should be fast, fair, and accessible to everyone. Designed for the modern digital user in Bangladesh, our online personal loan platform empowers individuals facing urgent financial needs with instant, hassle-free access to cash.

Whether you're managing unexpected expenses, consolidating debt, or investing in a personal goal, DrutoCash offers flexible loan solutions tailored to your credit profile. With loan amounts ranging from BDT 5,000 to BDT 350,000 and repayment terms between 91 to 180 days, we provide responsible lending at competitive rates — capped at an annual interest of just 14%.

Our entire process is 100% digital: apply in minutes via our mobile app, get approved quickly, and receive funds directly to your account — no paperwork, no delays.

We serve only Bangladeshi citizens aged 18 and above, with a strong emphasis on responsible borrowing and healthy credit history. At DrutoCash, trust, transparency, and speed are at the heart of everything we do.

Product Update Highlights

We’re constantly evolving to better serve our users:

New Loan Calculator Feature

Integrated into our app, this tool helps borrowers instantly estimate total repayment, daily interest, and effective cost — empowering smarter financial decisions.

Faster Disbursement

Enhanced verification systems and bank integration let qualified applicants receive funds within minutes of approval.

Flexible Repayment Options

Choose from multiple repayment schedules and reminders to suit your income cycle — stay on track and build a stronger credit profile.

Improved Customer Support Portal

New in-app support center provides real-time assistance, bill tracking, and automated payment reminders — simplifying loan management.

Service Fee Optimization

Streamlined service fee to a transparent 0.91%, ensuring greater clarity and fairness in pricing.

Global Vision

While rooted in Bangladesh, DrutoCash is built with a global mindset. Our mission is to bridge the gap between traditional banking and digital finance by delivering fast, inclusive, and tech-driven credit solutions.

We envision expanding our footprint across South Asia, adapting our model to meet local regulations and financial behaviors. By leveraging AI-powered risk assessment and mobile-first design, we aim to become a leading fintech brand that empowers underserved communities with dignified access to credit.

Our long-term goal? To redefine what responsible digital lending looks like — not just in Bangladesh, but across emerging markets worldwide.

Why Choose DrutoCash?

Instant Access, Anytime, Anywhere

Apply 24/7 from your smartphone — no branch visits, no queues.

Fast Approval & Disbursement

Get reviewed and funded in record time — often within hours.

Competitive Interest Rates

Capped at 14% per year (0.0383% daily), among the lowest in the market.

Personalized Loan Offers

Tailored to your creditworthiness — the better your history, the better your terms.

Transparent & Secure

No hidden fees. Clear breakdowns of principal, interest, and service charges.

Dedicated Customer Support

Reach us Monday–Friday, 8:30 AM to 5:30 PM, via phone or email for any queries.

Responsible Lending Focus

We promote sustainable borrowing — no over-lending, no predatory practices.